Looking for PayPal alternative in Germany - Bunq, Klarna, Revolut or N26?
Hello everyone,
I'm living in Germany and looking for a good PayPal alternative. I mainly need it for:
Sending money to friends
Paying online, especially to small vendors
Ordering food and everyday purchases
I've heard about Bunq, Klarna, Revolut, and N26, but I'm not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?
Thanks in advance!
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@ShadyQuark I have an answer that is generalizable across many European states. There is the European Mobile Payment Systems Association:
The payment systems here are widely used in many EU countries. I have not lived in Germany, generally when I travel there, I am astonished how much cash-based everything is (I have no strong opinion on it, though).
@szewek@mastodon.social@ShadyQuark@feddit.org I am familiar with EMPSA, but I have never used it personally. I don't think there is a provider for it in Germany, at least I'm not aware of any. Even if it would be cool to have a standardized European solution!
@ShadyQuark So in Germany it would be Bluecode. Idk how widely used it is.
I've lived in Poland and Sweden, Blik and Swish can be used almost everywhere, including many grocery stores and most online purchases (so it is an alternative to Visa/Mastercard as well).
Technically speaking it would be interesting to see if Bilk, Swish, Bluecode and Wero would be compatible to each other.
@SrMono They are not compatible. I would love them to be compatible as well.
If you go to "Milestones" on the EMPSA website linked above, you get the info about ongoing collaborations between the members. Bluecode is integrated with the Austrian and Italian counterparts, so lucky you to have at least that ¯(ツ)/¯
Also, Wero seems more international.
So… in the EU we can get highly regulated bananas in 27 countries but need different Apps to digitally pay for them 🤣
@SrMono Haha, yeah, something did go wrong here. It should be easier to integrate.