Fair point. Just saying that you don’t need to be in the ecosystem to get the photos.
The fact that MS has that integration in the photos app, and the not file browser, is annoying. Apple handles Android phones the same exact way. It’s a mirror image of how MS integrates with iOS.
On MacOS you have to open the photos app to get Android photos, and on Windows you have to open the photos app to get iPhone photos. Default file browser integration exists, but only for the mobile platform they’ve invested in. MS has it out of the box for Android, Mac OS has it out of the box for iPhone.
If you want something else, you need to download some other file management apps or extensions.