The CFPB was authorized by the Dodd-Frank Act in 2010. In addition to helping get Dodd-Frank through Congress, Obama appointed Elizabeth Warren as a special advisor to the Treasury in order to oversee the CFPB and help get it off the ground.
I pretty well hate the whole concept of capitalists building a profile about me to better manipulate me. None of this should be legal. Don't wanna give me a loan without all this information? Good. Don't give me a loan. Now get rid of my data. That shit is nobody's business but mine. It's almost certainly used for discrimination and mass manipulation as well. It's the kind of thing one would use to knock down their political opposition.
WTF.. When did employers start reporting our income into a national/international database for other employers to view? Is it even mentioned in our contracts with the employer?
Consider what would happen if employees across the globe posted to an open database about their employer, position title, salary bonus and health care information. I'm sure we'd all be sued. How is this legal?
It does make establishing a critical mass of comments to make a good discussion difficult. I’ve had it once or twice where I discovered a post in one community commented and didn’t get any replies, only to discover some other discussion on the same content happened elsewhere on the fediverse that I wasn’t subscribed to.
I have to wonder if there is a way for clients to glom together duplicate posts across your subscribed communities into one, and if you reply to a thread in that post it passes it back to the correct discussion.
I mean, you'd still see repetitive stuff in the post's comments from your point of view, but everything would be in one place from your perspective and it would be semi-transparent, at least for the communities you subscribe to.
All the information is there, it should be doable......