The lesson here is that if you're gonna commit a crime, don't make excuses to try justify it, those will inevitably put the philosophy cops on your trail, just do it cause you want to. Prepare with some Stirner in case there's a sting operation.
The masked robber brought the gun and threatened the other person. If that masked robber goes away, so does the threat.
The banker arrives offering a loan after someone is already dealing with the threat of poverty from nature itself. If the banker leaves, the threat of poverty does not go away.
How does someone create a whole comic about this, and never realize that simple fact?
What a terrible comic. It very much gives a "I just found out about communism" vibe. Without banks, you wouldn't even have the choice to get a loan to purchase a house or get starting capital for a business. And about the interest part, do you expect them to be a non profit? How will the banks pay their workers? I agree that the rates are too high, but come on, it's a service that you choose to make use of.
I never said they were the be-all-end-all of distribution. This comic implies that banks somehow are responsible for providing money to people to buy housing. This is a way larger systemic issue. People should be paid enough to be able to purchase property.
Well of course not, I expect them to not exist as private entities. If they're so big that their failure would cause the collapse of the economy, they should be federalized to prevent the greedy fucks from playing fast and loose with other people's money to make themselves rich.
it's a service that you choose to make use of.
Imagine you're in a plane crash, and you wake up on an island...