If you can't afford to pay off your credit card Ballance, pay yourself the amount on Cashapp or Venmo, instant withdraw then pay off balance.

If you don't pay off your monthly credit card statement in full you will have to pay 25% interest until its paid off, not fun. So instead as a fail safe, I created 2 cashapp accounts, 1 attacked to my checking account for my bank, and 1 attached to my credit card.