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The original was posted on /r/thedeprogram by /u/EmpressOfHyperion on 2025-09-04 23:26:43+00:00.

I've just noticed that having zero debt will give you a great credit score, but not close to perfect. Having a ton of debt leads to a terrible score. On the other hand, apparently having a little bit of debt, but not a huge amount gives you the best score...

What a fucking joke of a system.