Protip for apps/services that require monthly payments: pay and immediately cancel. You've already payed for a month, so the service will keep working until the next billing day, but it won't renew because you've already canceled.
The feeling if a greedy stranger came up to you and snatched your Starbucks Cake Pop right out of your fingers before you could enjoy it but actually you forgot you were just holding it for your wife. You would rather be home but “brunch with the girls” every month was YOUR idea! It’s all your fault but you’re still salty they stole that delicious moment of sugary bliss from you without any warning and now you have to go home, cake-pop-less and cry your broke ass to sleep.
I've got better things to do with my time than manually enter the electric / water / whatever payment. I'm not ever going to choose to not pay it or dispute before the due date. Ever.
Only if you've already lost the control of your life a long time ago.... then it really doesn't matter and you might not care about anything but wine about having no money.