@ajsadauskas @technology Amazing that his vision for the future is just being a "dude with a website". Someone putting WordPress, PHPbb, TinyWebGallery, and Elgg on a expensive colocated server and simply branding all of them as his. Visit the xBlog, talk on xBoards, shoot some xPics and use X for social media.

Don't even need any vision or motto: "Whatever you do, do it on X, not some other lame and inferior place I don't run." It was a stupid plan then, and it's stupid now. Countless Web 2.0 dudes had the same plan, and it always fell apart when it became "only my friends are here. How the heck do I monetize this without looking like an ass?"

What makes it dangerous is involving other people's money; the banking crap is still his end goal. (Could care less about sub fees, that’s caveat emptor. But checking and savings accounts when something goes wrong ruins people’s lives.)