Where physically do I go, and who do I contact to begin an index fund?
Okay we're getting to the point where you are repeating the same advice other people have already given. Please read through the other comments before you make a redundant comment. I have to read through all these and my brain & attention span & patience can only bear so much. Thank you.
Thank you. I am implementing everything you said, I will just weed out a couple things that are irrelevant to me,
first of all my healthcare is completely covered as a military veteran,
second I will never hire another financial advisor after my experience with Edward Jones a few years ago who cared nothing about my "financial mental health," (which I urgently needed help with at the time), they only cared about how my money was helping them.
I trust people like you on Lemmy more than I will ever trust a paid financial advisor. You guys are honest and you always give the same logical advice over and over again, I just need to absorb it, remember it, and do it.
I like to think someone was perched on the roof waiting for someone to cross the tape and dump a bunch of snow on their head.
Maybe you missed the part when I said I'm debt-free.
Aye! Thank you. Yes USA. 7,000 maximum Roth IRA annual contribution. Got it.
Reading through all these comments I'm sorry we all went through this with our siblings but I'm glad I'm not the only one, I feel a little less broken & alienated. But what a tragic waste of such a close relative and strong relationship bond, for it all to be nothing but trauma and anger and fighting.
Thank you. I do miss a lot of the resources from "that other site" but they just banned my sixth account and I'm so done with them. I have noted all your advice and I will implement it.
Index fund. Got it.
Okay if 2000 is the maximum per year that can go into a Roth ira, do you have any recommendations how I might invest the extra 2k per month from February to December?
Got it. Will do. This is the kind of advice I'm looking for because I don't understand anything about investing, all I know investing is the only way to get ahead in life. Roth IRA. Got it.
48 years old, currently have no investments. My net worth is my car and the clothes on my back, and I don't ever want to be in this situation again.
(Edit: I don't need to buy a house or anything whatsoever related to a house, so please don't mention the "h" word in your response, it's triggering me for tangential reasons. Let me be clear, I will NEVER care about real estate whatsoever, mmmkay? Just trust me when I say I have a roof over my head and it's completely paid off, no property taxes, and No, I will never sell it, so the whole h-word" aspect of life is not a concern for me, k?)
Just looking for guidance where to invest this relatively small amount of money every month so in a few years when I'm older & frailer I'll have enough for retirement. I don't want it to just sit in my bank account, I want it to grow.
For reference, I've been living on approx $1500 per month for as long as I've noticed, so I don't need much per month, and the sooner I die, the less retirement fund I'll need, but we can never predict when anyone's death will happen, so let's assume I'll live to 100 because I'm ridiculously healthy & an exceptionally good driver, never been in an accident, one speeding ticket in my entire life, no social life so I never get into risky situations, so let's just plan for the possibility I'm going to live another 50 years.
Employees getting apathetic is an indication of burnout. How about HR sits down & discusses with the employee offering a compromise in exchange for quality reliable work. For example offer the employee 4 days on, 3 days off. Or one week on, one week off, and double their pay which would double their morale & retain their loyalty.
usually you don't have to say it when you're happy
Reminds me of those people on social media constantly posting about how much they love their significant other and how perfect everything's always going 🙄 when in reality it's probably far from the truth.
Employers don't want to solve our problems. If all of our problems were solved, we wouldn't go to work anymore. Employers would not like that.
So they pay us just barely enough (or less) to string us along that we have no choice but to keep coming back to work everyday.
You can buy anything you want with a gift card. Whatever you choose to buy, that's your gift. But no matter what you do, you're never gonna get butter out of a butterfly.
I'm curious, why would that stuff be passed around for free? My first thought was conspiracy-theory like nefarious suppliers want to addict & ruin & eradicate the homeless population, and doing it via addictive pleasures would be an indirect innocuous-seeming way to do it. Watching the homeless population drop like flies: "THeY DiD iT tO tHeMsELvEs!"
Sounds like estimation of a best case scenario. If I was in one of those cars I would definitely say "no." I don't even look at those median grifters. And if they did climb onto the hood of my vehicle and start washing my windshield without my consent, there would be hell for them to pay.