Skip Navigation

At what age would you stop buying presents for nieces and nephews? I have 3 and they’re all officially out of college now. They live in a different state. When they were little kids the presents made sense but now it seems forced. I just don’t know how to transition away other than just not doing it.

15
Jump
Russell Brand allegations question from non American
  • Does “de-monetization” simply mean Google isn’t paying him, or that they’re removing all ads (and revenue for themselves) from his videos?

    5
  • Jump
    The Batshit Crazy Story Of The Day Elon Musk Decided To Personally Rip Servers Out Of A Sacramento Data Center
  • Isn’t all of it encrypted though? Like I understand physical access to servers is generally bad, but you’d think once the the things are unplugged it would be difficult to access the data again without bypassing encryption. I’m clearly not a software engineer though lol

    1
  • Jump
    The Batshit Crazy Story Of The Day Elon Musk Decided To Personally Rip Servers Out Of A Sacramento Data Center
  • Isn’t all of it encrypted though? Like I understand physical access to servers is generally bad, but you’d think once the the things are unplugged it would be difficult to access the data again without bypassing encryption. I’m not a software engineer though

    1
  • Jump
    The Batshit Crazy Story Of The Day Elon Musk Decided To Personally Rip Servers Out Of A Sacramento Data Center
  • Isn’t all of it encrypted though? Like I understand physical access to servers is generally bad, but you’d think once the the things are unplugged it would be difficult to access the data again without bypassing encryption. I’m not a software engineer though

    1
  • Jump
    The Batshit Crazy Story Of The Day Elon Musk Decided To Personally Rip Servers Out Of A Sacramento Data Center
  • I really dislike Musk, but I find it hard to criticize this when it generally worked.

    The platform formerly known as Twitter is still running, and there’s no more $100 million/year data center.

    6-9 months would have meant $50-75 million dollars. I don’t know what the outages and re-engineering ended up costing them, but that’s a ton of money.

    -64
  • Jump
    How do you even start with breaking up with your gmail?
  • The email I use for random website sign-up’s is an ancient hotmail account that I only check when I’m expecting a specific email. It’s like thousands of spam messages.

    The more important things using my actual email are comparatively small.

    7
  • Jump
    Today was not that day.
  • This doesn’t apply to furniture but the Goodwills in my area ship all the good stuff to a central location two counties away where it can be listed for sale online. The stuff in store is mostly garbage.

    9
  • Jump
    Today was not that day.
  • This doesn’t apply to furniture but the Goodwills in my area ship all the good stuff to a central location two counties away where it can be listed for sale online. The stuff in store is mostly garbage.

    1
  • Jump
    High yield savings, money markets, CDs, or T bills?
  • SNAXX is yielding 5.37%.

    It really depends on why you’re holding the cash though- how long you plan on sitting on it. At some point it probably makes sense to lock in a longer duration t-bill/note.

    I generally avoid holding cash unless there’s a specific spending goal in the next 3ish years.

    2
  • Jump
    should I pay off my student loans in full before intrest kicks in?
  • I don’t think there’s a bad decision.

    A CD isn’t the only option. A 2-year treasury note pays 4.82% right now. You could do that and then reevaluate in 2 years. Having more accessible/liquid assets leads to more flexibility if you need money for an emergency or even a move or downpayment or whatever.

    There’s also the very remote possibility for loan forgiveness.

    I don’t think the interest spread is large enough for that to be the “slam dunk” answer though. If you’re not great with money or just don’t want to deal with another administrative burden I’d lean towards just being done with the loans.

    5
  • Jump
    *Permanently Deleted*
  • Are you helping because you genuinely want to help, or are you helping because you’ll feel you’re “owed” something after you do? Whether that’s approval, friendship, etc? If it’s the latter, there’s a lot of baked in manipulation and dishonesty in your approach.

    Focus on yourself. Help yourself. No one owes you anything and the only one responsible for you is you.

    1
  • Jump
    How do people find good information on the internet these days?
  • Honestly, niche YouTube channels. The problem is sometimes you don't want to sit through a 30-45 minute video to find the information you're after.

    7
  • Jump
    What is your "inexpensive" hobby that turned out to be expensive/ you gradually invested lots of money into?
  • Probably gardening.

    A few seed packets and some dirt turns into building nice cedar raised gardens, filling them all with great quality soil, expensive liquid fertilizers, various irrigation systems, and so on. And I can't just haul all that dirt in my sedan... But hey, I have 20+ tomato plants, and about as many different pepper plants every year.

    It's honestly nowheer near as expensive as some of my other hobbies, but on the "a lot more money than I expected" scale it's up there.

    19