My take is that no matter which language you are using, and no matter the field you work in, you will always have something to learn.
After 4 years of professional development, I rated my knowledge of C++ at 7/10. After 8 years, I rated it 4/10. After 15 years, I can confidently say 6.5/10.
Absolutely agreed. If your code line by line isn't clear, then the code is the problem.
Commenting before a block of code (a function / algorithm or whatever) explaining what it is meant to do, absolutely that's great though, saves time when revisiting.
I just put "software engineer", or "senior programmer". It's all the same to me.
Software Architect is an altogether different thing, although in my career I've had to do a bit of it, it was never a principal task. And these days that job is often driven by "Tech Director" or "Tech Lead" or the 20 other titles that don't mean that much.
After 15 years as a "Programmer", I've done architecture, design, programming, debugging (so much debugging), instrumentation and iteration, integration, build management, team management, and lead/director tasks. Don't care what my title is, just pay me what I'm worth, and let me code.