Cutting banks out of equation would be nice, but I don’t think they will ever let it happen, they will always lobby for their interests and will find ways to monetize us.
The whole point of r/Place was to happen only so occasionally. I really got hyped for the second one, because I was too late for the first one. It happening every year would kill the hype for me. So thanks, I’ll pass and stay logged out.
I just recently found this website https://80000hours.org/
Might be worth a check.