For me it's simply being GenX. We used to have to roll our own, and when companies wanted to finally cloud-this or -that, it was natural simply to resist.

I'm not a Luddite; I'll use the cloud when it's convenient, but I always have backup options and other ways of doing things.

I am frugal, though, and I won't pay for shit just because it's convenient. I pay for Netflix, but view its content alternatively. Same for Disney. But I won't pay for Apple Music or whatever Amazon keeps asking me to upgrade to. I won't pay for some stupid telephone app to sync my data. I will pay for USENET access, though.