If you are young, they would trade a lot for the years you have left to live. Also, time value of money and all that. It's hard to fathom how powerful compounding is. Start investing small, start investing early.
Lots of people see getting a haircut as a time to chat, and the longer the job the more it feels you've got your money's worth. Not me, but lots of people look at it that way. I imagine that's why your barber drew it out for an hour and talked the whole time. I hope you find a barber that gets you.
Anytime you see a password length cap you know they are not following current security standards. If they aren't following them for something so simple and visible, you'd better believe it's a rat infested pile of hot garbage under the hood, as evidenced here.
Apple is probably not going to partner with anyone because they're becoming the bank