All you have to do is make it more like Morrowind with some updated mechanics. The world doesn't have to be huge; smaller, handcrafted one is preferred to huge, lifeless one. Set it in an interesting, alien province, not generic medieval like Oblivion and Skyrim. And for the love of God, move on from Gamebryo/Creation engine, it's been outdated for over a decade.
Tom Segura is not really funny, but it was a pretty good episode overall.
You can't change your IP with your own VPN server, you have to go through a third party VPN or proxy
I hope SkyUI is coming too. The UI/UX in this game is awful.
100% TDF, set it and forget it
I'll quit YouTube before I watch ads.
Long time ago, already downloading it
Doesn't it require holding over 100k with BofA?
I use it. It's not perfect, but it's the best free one out of all I tried. Been using it for a few years now.
The $0.99 prices is the stupidest thing in America, I haven't seen it in any other country. Also, agreed on including sales tax and rounding to .25. Would actually make using cash tolerable.
I think what you're doing is fine, in fact, it's one of the Microsoft recommended methods of doing it.
What are you trying to accomplish? Hide/anonymize your Internet/torrenting activity? Or access your LAN devices from the Internet? Because those are two different use cases for VPN. One requires paying a third party provider, the other - hosting a VPN server on your network.
If the respondents are defining "financial freedom" of course they're going to say they don't have it.
I make a decent salary and I would still say I don't have financial freedom.
Large trucks are the third-largest vehicle sales segment in the U.S., after compact and midsize SUVs
That's like saying chicken is the third most expensive meat after steak and pork.
It doesn't matter as you're encrypting your cloud backups anyway. You're encrypting backups, right?
Not cool, bro, it's against the pirate code to cheat at multiplayer video games.
Yes, you're punished for saving while those spend all they earned are rewarded. It's a messed up system.
Site is dead
I use ecobee and block it from the Internet. Works great with Home Assistant via Homekit.
Every time I click home, I have to switch to "Subscribed" because it defaults to "All". Can we have a user setting that would make it default to "Subscribed"?
In an effort to get more activity in this community, I'd like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you're offered have HSA. With HSA plans and employer HSA contributions I found it's actually quiet difficult to do all the math to figure out which plan will get you the most bang for your buck. The biggest thing you have to take into account is your expected annual healthcare expenses. Once you start taking into account things like pre-tax cost (premiums, HSA contributions) vs post-tax costs (your out of pocket post-tax expenses), your tax rate etc, you can get deep into a rabbit hole and find some surprising results.
I'm actually working on an Excel spreadsheet that allows me to compare up to 4 plans and tells me which plan is the most cost effective, depending on my annual expected OOP healthcare expenses. You input things like annual plan premiums, HSA employer contributions (if any), your HSA contributions (if any), plan's out-of-pocket maximum (per person), plans out-of-pocket maximum (per family) and your tax bracket and the spreadsheet will spit out a chart telling you the relationship between your expected OOP annual expenses and the true cost you have to incur if you choose this plan. What surprised me the most is that the high deductible/high OOP-maximum HSA plan is actually the best/the most cost effective plan in basically any situation, especially if I max out my HSA contributions (this may not be true in your case, you have to run the numbers yourself). The reason for this is that while the regular PPO plans have lower OOP max, I would pay a lot more in premiums for them, which is a hidden cost a lot of people don't consider. Also, the OOP expenses in PPO plans are all post-tax, while I get to pay my OOP expenses with pre-tax dollars if I choose an HSA plan, which matters a lot.
If anyone is interested, I'd be happy to share my spreadsheet to test it more and make sure I'm not missing anything important. Feel free to share your strategy as well if you recently had to make a choice between several plans, what plan you chose and what guided you to that decision.