I'm pretty much settled. Basketball shorts and a t-shirt while working from home. Jeans or cargo shorts with a t-shirt and Hawaiian shirt when I go out. Easy and comfy.
Mostly settled. I make the occasional purchase to replace something that's worn out or to fill in a seasonal gap, and when I do I try to be a little experimental.
I wear classic jacket and tie stuff for work and American workwear when I'm home.