1 yr. ago • 92%

Mint, One of the First Budgeting Apps, Is Shutting Down

I've used Mint for many years. It has never worked well, its budgeting tools are inaccurate, and the UI is garbage. I guess you can say I'm not too broken up about this. I do very well with an Apple Numbers spreadsheet every month. That said, if there are other better options out there, I would consider them.

29 comments

Holy fucking fuck this is GREAT news. Mint user for years, attached all my bank and credit card info, it gave me an overview of my finances like a real live human functioning adult, it was great. Then INTUIT bought Mint, and I stopped using it, I didn't even detach any of my accounts for fear, anything I did would allow INTUIT more access or trigger something that would fuck me up.

Now it's closing down, you say? FOOOKIN BRILLIANT. Fuck INTUIT.

Also, related, I used to use Credit Karma, for years I'd log in once a week to check my credit score and see if there was anything I needed to deal with, then fucking INTUIT bought that too, but I was so pissed off, I waited the 20 minutes to chat up a customer service person and demanded they close my Credit Karma account, and delete my data, and they did.

Fuck fucking INTUIT motherfuckers, fuck

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- I like your style.
  
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Once they sold to Intuit, I was fine with them fucking right off.

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I used it years ago but I kept getting logged out of all the accounts it integrated with. It's just got annoying having to reconnect each time so I stopped using it.

Google Sheets for me these days. Lol

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I liked mint because of the trends that it could report over months of time. I’ve started using you need a budget which has been going well. It requires more user input, but i feel like it’s similar to balancing a checkbook ( I’m assuming, I never had to do that). I’ll have to figure out how to get annual reports out of YNAB, but it shouldn’t be difficult.

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- I really gave YNAB a serious go. I hated it. I talked regularly with their CS and just could not make sense of it. I found it maddening. Maybe it’s my shortcoming, but what a miserable experience.
  
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  I also spent a lot of time reviewing the budgeting process with their support team. It’s definitely a change of pace but it’s something I can accommodate. The best budgeting app is the one that works for you 🤷🏻‍♂️.
  
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  I've been using YNAB classic for many years even after support has been dropped. The Android app is no longer supported so its only a matter of time before I am forced to either go with their monthly subscription or find something new. I'm passively looking for my next budget system.
  
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  SAME. Confusing as fuck.
  
  Tiller makes sense to me, on the other hand.
  
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I switched to personal capital years ago because of the better UI compared to mint. Linking to other accounts also seemed to work better. Empower bought them a few years ago, but hasn't enshittified the site much yet. I would still recommend trying it. The service is free, but they will try to bug you from time to time to change your investments.

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- Same here. The Personal Capital tools are amazing. I really hope Empower doesn't mess it up because I've put a ton of work into getting everything the way I want it.
  
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- I tried it. They can’t sync with Apple Card.
  
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The only features I appreciated were "free" and "can import data from (almost) everywhere."

I'm willing to give up the former, but I'd really miss the latter - I use Mint mostly to track spending.

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Many online bank sites have built-in budgeting tools these days. Have you checked if yours does?

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Dang, I used Mint to get a nice overview of how much is in all my credit cards/bank accounts, a comprehensive list of all purchases, and reminders of when bills are due.

I have signed up for a trial of YNAB, but I'm so dang confused about how to use it so far. I'll keep trying, since I have 1 month, but its not a good first impression.

EDIT:
I'm trying out Empower and that one seems to be working for me as a good overview of my finances.

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- YNAB is just awful, and I do not understand how anyone uses it.
  
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  It’s the only one of these I like. I think it’s great.
  
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Mint was always such a pain to use, it literally felt like a better version of spreadsheets at times.

I haven't used budgeting tools recently, but there was one called Emma I think, they're based out of the UK. And I think there was one called TrueBill though I never used them myself.

EDIT: okay so TrueBill got acquired and are now 'Rocket Money'

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Can’t view article. Any particular reason why?

Seems like easy enough access of peoples data to easily sell and profit from. I can imagine creating and maintaining integrations with various banks or systems could be annoying.

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I started using Simplifi, also from Intuit. It is paid, but much better than Mint.

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Permanently Deleted

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Monarch is great They're running a 60 day trial for new accounts right now too https://www.monarchmoney.com/referral/iufdeoug31

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- Looks intriguing but $100 USD a year is a lot for me
  
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  I understand My pro-tip is sometimes they run sales for 50% off so only $50.
  
  Try during black friday this year
  
  I gotta say its really good with connecting to financial institutions and categorizing expenses automatically so imo its been v helpful with tracking spending categories like groceries, gas, misc, eating out, etc. Better than mint when I used it
  
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- Doesn’t sync with Apple Card
  
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  😢
  
  Definitely should report that. But they're dev is really good and they have great customer support!
  
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