A simple solution, really

Yeah but if you invest that 600 in the stock market, you could turn that $600 into $400 real quick!

Not for long.

I had a really interesting conversation with my conservative, boomer, mom the other day. She talked about being young and working a job and on payday she would cash her check and the first thing she would do is get an avocado and sprout sandwich from a local restaurant down in southern California in the 60s.