Xbox adopts an eight-strike suspension policy | Players who strike out won't be able to use Xbox's social or multiplayer features for an entire year.

You can still do it: https://store.steampowered.com/curator/41339173-Self-Hosted-Games/

Not for the games you want, neither the platform you want, but nonetheless…

Actually disagree, many of these big corps think these people will just go right back to them even if they get kicked off. Can't say too much but used to "tech support" for one of the big 3 in console space and one of the trainers made mention of this with lines like "They always come back". Sad part is, they weren't wrong. It was such a hard time seeing how some accounts can be basically taken away because someone did something at a moment of panic (chargeback) when there was massive credit card fraud happening and everything on that account disappears even thing you properly paid for unless you paid them back. It is a major reason why the shift to digital online release is horrifying on the console space. The PC market has a similar problem but at least to my knowledge Steam only deactivates your ability buy new things and remove the content that is being contested, its not the best solution but its seems "fair"