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How to choose mutual funds to invest in
  • Thank you so much for the very detailed information! This is honestly the best direct advice I've gotten that is understandable for someone like me who knows nothing about it. I will use this info as a starting point and re-allocate my funds accordingly.

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    How to Decarbonize Your Entire Home | A guide to electrifying your residence, from heat pumps to solar panels and more
  • Great information. My house has solar but still has gas for the water heater and stove/oven. We use so little gas that our typical bill of $50 is broken down into $2 for the actual gas used, and $48 for the service and fees. I'll definitely be looking into moving to fully electric in the future. I just need more time to figure out if the cost is worth it and we're actually intending to live here for a very long time.

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    How to choose mutual funds to invest in
  • Thanks. Here's a screenshot of my options:

    https://files.catbox.moe/dezord.png

    You can see where I randomly allocated each of the 25% of my investment. Is "Vanguard 500 Index - A" the same as the S&P fund that everyone is recommending? And should I just move everything there instead? I'm guessing I need to choose one of the 2nd and 3rd in the list for the international side so I'm not overly dependent on the US market?

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    That door must be very heavy
  • This happened to us, somewhat. We basically found the house ourselves and the process was streamlined enough that the agent barely needed to do anything except schedule dates like inspection, closing, etc. I know they are supposed to protect the buyer and make sure nothing fishy happens, and I’m sure they were doing that in the background (nothing bad happened overall), but boy was it one of the easiest commissions they probably got.

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    I guess even Elon has his limit
  • I never know who is replying to who on twitter screenshots at first glance. I know the format predates Elon, but the interface really sucks for any proper discussion.

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    Self-Immolator Matt Nelson Reportedly Alive
  • I think someone who has the self determination to go ahead with this expects to not survive. Doing it and unexpectedly surviving and having to live a likely painful rest of your life is different.

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    When is the last time you witnessed a real life situation where you were like "Wait, what? No."
  • I was thinking of getting a keypad, but I’ll definitely have a manual deadbolt along with it because I’m paranoid of it failing, so I’ll likely still be locked out either way.

    Edit: I realized a deadbolt has to be locked from the outside, so maybe I won’t be locked out in that case.

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    Some people claim taping your mouth shut helps you sleep better—but what are the risks?
  • Thanks! I actually do not have any issues and was just considering it to combat my occasional light snoring when my neck and head are positioned in a certain angle that I breathe more through my mouth. I do get the slight congestion on one nostril that you described where turning to the other side relieves it. The article does say the risks are for people who already have issues in the first place. But yeah, with the slight congestion I sometimes have, I’m still not risking having only one nostril to breathe through the entire night.

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    Some people claim taping your mouth shut helps you sleep better—but what are the risks?
  • Thanks! Yeah, sounds like it can be an issue if you already have existing sleeping or breathing issues. I personally don’t have any of that and was just thinking about it to combat my occasional light snoring. Still not doing it though because I do sometimes get congestion (one nostril at a time) and completely shutting off the mouth will definitely make it harder to breathe.

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    Officials ignored warning signs prior to young girl’s death at the hands of her father, lawsuit says
  • If it makes you feel better, he’ll likely have a target on his back in prison, as people who hurt children are supposedly not well-liked in there either. So he’ll be living in constant fear and paranoia.

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    Reminder to clean your hole
  • I use a bottle too when traveling but recently upgraded to a portable/manual bidet and it’s great. At home, I recommend you upgrade to an actual hose bidet. Very convenient.

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    Hiroyuki Sanada on the Idea of Filming ‘Shogun’ Season 2 in Japan: “We Are Finding the Possibilities”
  • This is my worry as well. I didn’t read the book but as far as I know season 1 already covered it. If they base successive seasons on actual historical events that the book was based on, maybe it can work?

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    Some people claim taping your mouth shut helps you sleep better—but what are the risks?
  • Article is sign-up walled. Can anyone post the potential health problems? I’ve been considering this because I noticed it does help stop snoring if my mouth is closed because it forces me to breathe through my nose.

    Edit: Huh, why all the downvotes? I’m just asking if anyone can paste the potential health problems stated in the article because it’s asking you to sign up just to read it.

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    When is the last time you witnessed a real life situation where you were like "Wait, what? No."
  • Last night, when I was waiting in the car for my wife and we realized after she got in that her bag, where the house keys were, was still inside. She thought I had the bag with me in the car. Had to call a 24/7 locksmith because it was late in the evening.

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    Springfield Woman Behind FB Post That Sparked Pet-Eating Hysteria Speaks Out, Says She Has Regrets and Fears for Family’s Safety
  • Newton told Newsguard that Lee’s Facebook post misstated her story, and that the owner of the missing cat was “an acquaintance of a friend” rather than her daughter’s friend.

    Lmao the neighbor who she supposedly heard it from said she heard it wrong, but not about the cat supposedly being eaten, but who the correct owner is.

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  • How to choose mutual funds to invest in

    I've been on an HSA+HDHP for a couple of years now and only realized recently the interest earned from investing HSA money is also tax free, so I want to start investing a part of my savings and see how it goes. I have 2 options, Betterment or Mutual Funds. I figured I'd try the latter to avoid fees, but I'm not sure which funds to choose. My HSA currently provides 30 fund options.

    I see people mentioning Vanguard a lot so I spread out my initial investment into 25% chunks across 4 different Vanguard funds. How did I choose them? Well I literally just looked at the performance graphs and selected the ones that historically went up steadily without major dips. As a total noob, how can I improve my choices? Is there a simple way to decide without having to dive deep into the stock market?

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    Anyone know what's up with the recent beta updates on IOS? I think the last 4-5 updates had no test notes whatsoever.

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    Since there was some curiosity about what a sushi-bake is, here's my own recipe for it. Sushi-bake is basically a "deconstructed" sushi roll where the ingredients are layered instead of rolled then baked in the oven. There are different variations of how it's made, so this is my take on it. Apologies if I don't have exact measurements of portions, as I just wing it and base it on the taste.

    Ingredients:

    • Sushi rice (regular white rice is fine if you don't have sushi rice, but add a bit more water when cooking to make it more moist).

    • Rice vinegar.

    • Any protein of your choice like crabstick, tuna, or salmon; shredded.

    • Fruit/vegetable. Cucumber, mango, avocado, or any other ingredients you'd like to add to your sushi; sliced and cubed.

    • Japanese mayo (i.e. kewpie).

    • Sriracha. In my case, I used a gochujang-based hot sauce with truffle oil.

    • Furikake.

    • Sesame oil (optional).

    • Sugar/sweetener (optional).

    • Mozarella cheese (optional).

    Recipe:

    1. Cook sushi rice as directed.

    2. Mix your protein, veggies, and fruit in a bowl with Japanese mayo and sriracha.

    3. Mix the cooked sushi rice with a few tablespoons of rice vinegar and a bit of sugar (optional). I personally don’t put sugar because I find the rice vinegar enough for flavor.

    4. Line a baking pan with foil. You can also do without, I'm just lazy with washing.

    5. Grease the pan with a little sesame oil.

    6. Add a base layer of sushi rice on the baking pan and flatten it thoroughly.

    7. Add a layer of your protein/veggie/fruit mix on top of the rice.

    8. Sprinkle a layer of furikake.

    9. Optional: Since I like to put cheese on everything, add a layer of shredded mozarella.

    10. For aesthetic purposes, draw alternating diagonal lines of mayo and sriracha, and top it off with another sprinkling of furikake.

    11. Bake at 350F for 15-20 minutes.

    To eat, slice it into square bites. You can eat it as is with chopsticks or a fork/spoon, or use Nori to scoop it up.

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    My city's limits covers one county and half of the county north of it. Why don't they just follow the same lines on the map, with either the county following the city, or the city following the county line?

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    Not sure if I'm just not looking at the right places, but did anyone else notice that there's a lack of video content released from this year's all-star weekend? I remember from previous all-star events there were a ton of videos of players interacting on the court and locker room, as well as behind-the-scenes videos. The all-star practice was also officially televised. This time around most of the interesting content I've seen are from people in the arena taking videos from their phones, not official ones.

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    Does anyone else get logged out when switching between wifi and mobile data? I notice when leaving the house (or coming home) and my phone switches between wifi and data (and vice versa), the app asks me to login again. I have the beta/testflight version.

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    On a hot day and traveling in a car, which method of keeping the occupants comfortable with the A/C is more energy and fuel efficient?

    • Set the thermostat to a lower temperature and keep fan speed to the lowest setting

    • Set the thermostat to a slightly higher temperature and compensate by setting the fan to a higher speed so you can feel cool enough with the breeze

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    [Discussion] True Detective - Night Country (Season 4)

    Please use this post to discuss the ongoing season 4 of True Detective. Please reply under the Episode number comment so the discussions are organized.

    Mods, please feel free to remove if not allowed.

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    I’m subscribed to a couple of communities where those bots post regularly. I noticed a drop in content recently and realized I haven’t seen those bots for the past week. I’m trying to figure out where they got blocked and was wondering if our instance blocked them. Anyone have an idea?

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    Did something happen to the lemmit.online and monster repost bots?

    Did anything happen to those bots over the past week? I’m subscribed to some communities that have them posting stuff regularly. I just noticed a drop in content on my feed yesterday and realized I haven’t seen posts from those bots the past few days.

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    cross-posted from: https://lemm.ee/post/17771460

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    imgur.com Dune Part Two Character Posters

    Discover the magic of the internet at Imgur, a community powered entertainment destination. Lift your spirits with funny jokes, trending memes, entertaining gifs, inspiring stories, viral videos, and so much more from users like MarvelsGrantMan136.

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    imgur.com Dune Part Two Character Posters

    Discover the magic of the internet at Imgur, a community powered entertainment destination. Lift your spirits with funny jokes, trending memes, entertaining gifs, inspiring stories, viral videos, and so much more from users like MarvelsGrantMan136.

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    So I prefer to use a DNS blocker (DoH) on my IOS devices to block ads, malware, and trackers. For the longest time I’ve been using Aha DNS Blitz because it allows you to choose the exact filter lists you want to enable. Recently I saw Mullvad now has their own DoH service as well and I’m trying it out now. It’s not as customizable as you can only choose a combination of the general categories (ads, malware, tracking, social, gambling, etc.). On the other hand, Mullvad runs everything on RAM now and they are very transparent of their methods and have a proven track record.

    I’d like to get the community’s opinion on which of the two you prefer and why.

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    I don't see a discussion thread for the recently concluded Attack on Titan anime series, so here it is. Mods, feel free to delete if inappropriate.

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    Narwhal released v2 of their app today to the general public. As a loyal narwhal user before I moved to lemmy, I still had the app on my phone so I checked it out.

    The app now shows your api usage so you know how much you’ll need to pay based on your average browsing habits. It’s making users uncomfortable because they can’t browse carefree knowing the counter goes up every time they do something in the app.

    Such a shame because the new app version is beautiful, but look at what reddit is forcing app devs to do just so their app can live on.

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    We have a 12 and 14 ProMax and I noticed the new color scheme change on the 12. For example, the yellow to red-orange change on the calculator buttons, and the blue to dark-blue change on the wifi/data/BT/airplane buttons in control center. However, it didn't change on the 14. Anyone know if there's a setting somewhere to change this?

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