When I was around 8 or 9, I am 60 now, my father was running behind me trying to catch me when I ran up the stairs and turned to face him, I then said the words that he was getting ready to say. He kind of vapor locked and asked me how I knew what he was going to say I told him that I had his whole conversation in my dream last night. He turned around and never asked me about it again.
My father remembers this incident. I won't rule out the possibility that the second time was a dream. I have thought about this off an on in my life and I don't have any answers. Maybe the whole thing was a dream. It was so long ago that I just can't be sure.
I've had similar events. Several times. Not to the point you describe but nonetheless situations where I can recognize a situation from a dream. At some point I started writing down what I dreamt about, just to check myself. More than once things matched to situations I lived later.
I've experienced this and also very strong deja vu. It's why I feel like we are perceiving our future unfolding but don't think what we experience is fundamental reality, if there is such a thing. Sometimes it feels like reality as we experience it is a movie we are watching. We cannot necessarily rewind or fast forward but the rest of the movie is there and sometimes the player glitches and shows us those parts when it shouldn't.
Idk if it's the same thing but I've had multiple instances where I'd dreamt about a particular situation in a specific place and then like a week later it happens.
It's always mundane shit though like recognizing a specific angle or color combination in the background
Sometimes, I get the dreams where someone comes up to me and asks for my number or something. Then, when I find myself in that deja vu moment. It never happens.
And I'm just like, yeah, I don't believe those ones.
Ive had this experience multiple times as well. What's really freaky is that Ive had it happen years later and I don't even remember the dream but it comes back to me in the moment and gives me goosebumps. I'm normally not very superstitious or anything so it's an interesting phenomenon.
Like you, it has never happened for any life altering events, just silly situations.