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Another successful Honeywell T6 install
  • Totally understand. I came back for mine, cleaned it all up, patched, painted and lost all back plating. But again, I totally feel your pain.

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    A bride to be discovers a reality bending mistake in Apple's computational photography
  • There’s a note at the end of the article that says it was take using pano. So this is doubly unsurprising. Despite the instagram caption reading it wasn’t.

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    505 Games' parent company lays off 30% of its workforce, says gamers really only want sequels so that's what it's going to make
  • Elden Ring. Cyberpunk. Outer Wilds. HiFi Rush. Stray. Midnight Suns (licensed like Potter but original).

    Not saying a lot. But far from none. And alongside Starfield and Horizon Forbidden West (second game in an original series) it’s hardly no original titles.

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    Matt Breunig on HSA & FSA: The Welfare System Stole $2k From Me
  • Maybe so! The one at mine worked like this:

    1. You elect in advance how much you want to fund your FSA in the next upcoming period (year)

    2. On day 1 of that period the FSA is available to you to spend on eligible expenses. Within 2 weeks I spent the full years elected amount (one surgery).

    3. For the duration of the period they deduct (pre-tax) the total FSA election / pay periods (ie. $2000/24 in my case). And that would repeat through the full period (year).

    So in my case, leaving after paycheck 1 of that period, but spending 100% of the elected funds means I paid: 1x(2000/24)= $83. But I spent $2000. Upon leaving that meant they did not collect $1917.

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    Matt Breunig on HSA & FSA: The Welfare System Stole $2k From Me
  • When you start an FSA the funds are front loaded. You can immediately spend everything. But you pay it back over the course of the year. So if you leave and all the funds are spent - you don’t owe them a repayment and they can’t exactly keep deducting from your paycheck.

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    Matt Breunig on HSA & FSA: The Welfare System Stole $2k From Me
  • Weird FSA trick tho; if you borrow from an FSA, spend it in full in, say… the first month of the year, quit your job. You never have to pay it back.

    Happened to me by accident. I started a plan to pay for LASIK. Got it. Had no way of knowing back then I’d be made another job offer. Took it and expected to get dinged with the entire amount. Nope. FSA plan eats the loss.

    So all you gotta do is plan very specifically months ahead and triple down by orchestrating a job change all to save $2k :) easy.

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    Restaurant Bill
  • In many jurisdictions it’s not legal to charge this fee unless it’s advertised when ordering such as on the menu or posted signage.

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    *Permanently Deleted*
  • Yea makes sense. Network and cable TV in the US is and always has been about 50/50 ads to content. It’s horrendous to watch. And probably explains why some sizable number of Americans will always pay to go ad free if it’s an option.

    Edit: and not be too concerned about a 10s bumper ad or two. Altho don’t get wrong they are increasingly obnoxious.

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    The ‘great wealth transfer’ isn't $73 trillion but $129 trillion, Bank of America says—and the government gave most of it to baby boomers
  • I think you deleted your comment. But I don’t think it’s weird at all. If what you say is true than it makes the impact of the choice gap between older and younger voters even more important. Clearly younger voters had to come out in massive force and extremely aligned to overcome the huge conservative bias of their older voting group peers in those elections.

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  • I snapped this in the moment because it was hilarious. But now that I’m watching DC start and realizing what a drought we’ve been in… well, I can relate.

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