Got A Bill in the Mail Charging $3700 for Covid tests

Pro Tip: Whoever MedLab2020 is will need just one student to pay to make the whole thing profitable. However, the whole thing is illegal and I’m sure a lawyer would love to build a class action if the company has money to go after.

TL;DR: Don’t pay this. Let them go to collections then dispute the collection with all three bureaus. When you dispute, they need to document the debt, for which, there is no documentation / agreement you’ve entered into.

Yeah, no.

First of all, you can't enter into a contract as a minor when the terms are unfavorable and unfair..

You could also argue that you were forced into it under duress.

Finally, contract requires offer and acceptance. You were told to with no option to reject.

I would ask back where you agreeded, and you would like to engage a lawyer. See how they respond.

Sounds like somebody got a copy of the test records and they be scammin'

If you want to send the creditor a letter, send this, preferably certified with return receipt. It should be sent within 30 days of receiving the notice. Please note where you have to fill in information. If they attempt to threaten or intimidate you, tell them you are going to consult your attorney, and any further contact with them is made through your attorney, and cut off contact. DO NOT GIVE THE CREDITOR ANY PERSONAL INFORMATION THEY DO NOT ALREADY HAVE, including your phone number, any other address, name of your employer, etc. Make them prove you owe the debt, because the onus is on them, not you.

Your name

Your address

Your city, Your state Your zip (the MAILING ADDRESS)

Month Date, Year

Name of Collector (the COLLECTION AGENCY)

Address of Collector

City of Collector, State of Collector Zip of Collector

Dear Collector,

I (the “INQUIRER”) am writing in regards to notice number notice number here (the “COLLECTION NOTICE”) and the alleged debt appearing on the notice (THE “DEBT”). The INQUIRER is providing the COLLECTION AGENCY the MAILING ADDRESS solely for the purpose for your response to this inquiry regarding the COLLECTION NOTICE. The INQUIRER will only accept communications from the COLLECTION AGENCY by the MAILING ADDRESS. By requesting VALIDATION INFORMATION from the COLLECTION AGENCY, the INQUIRER does not admit to or acknowledge owing the DEBT, or any other debts, to the COLLECTION AGENCY, the CREDITOR, or any other party. The INQUIRER hopes to resolve this matter amicably.

The COLLECTION NOTICE indicates that SERVICES were rendered by Name of Entity providing Services on the date date of services The following information is requested regarding the SERVICES:

1. What is the name and address of the original CREDITOR?
2. Provide an itemized list of the SERVICES, including a description of the services provided, the amount owed for the services, the dates the services were performed, and contact information for further question about the charges.
3. Provide copies of the original statements from the original CREDITOR regarding the DEBT that includes any and all charges included in the total amount of the DEBT, and any payments CREDITOR has received towards payment of the DEBT including payments from insurance companies, and any notice that billed insurance refused to pay for the SERVICES.
4. Provide copies of any contracts or forms, including valid signatures, between the CREDITOR and the INQUIRER that alleges to obligate the INQUIRER to the CREDITOR to pay the DEBT.
5. Provide proof that the COLLECTION AGENCY has the authority to collect the DEBT on behalf of the CREDITOR, so that payment of the DEBT discharges the DEBT, and that the COLLECTION AGENCY can produce a valid, legal, and binding letter upon receipt of payment of the DEBT that discharges the DEBT indicated by the COLLECTION NOTICE unconditionally and in whole, and that the CREDITOR and COLLECTION AGENCY relinquish in whole and in perpetuity their rights to collect the DEBT indicated by the COLLECTION NOTICE.

Your prompt and courteous response regarding this matter is appreciated.

Sincerely,

Your Name

Talk to the school. It is probably a scam and the school should make an announcement before someone falls for it

What are other people in your school saying about it?

It's likely a fishing expedition, seeing who will pay

Don't pay it. Call them once a day and yell at them. Might as well get the hang of this now.

I pay no medical bills. That is what insurance is for.

Jesus Christ!

I'd be spitting fire!

What year was it done? Up until recently it was federally required for all insurance to cover COVID tests, including rapid tests with NO copay.

In California insurance is still required to cover all COVID testing with no copay. But this doesn't apply if it is a private plan through your job for example.

Back in 2021 I had a urgent care clinic pull this shit, fighting to get me to pay $300 for a test and refusing me to give an itemized bill. That did not end well for them after I called my insurance and told them about that. Ended up paying them $0 and my insurance paid them like $7 cause it was a rapid test. I had anthem back when that happened.

Permanently Deleted

Covid tests cost money? Did they even want to stop it?

Never believe when someone tell you its free. Worst scenario you refuse to pay and they send someone to break your legs, and isn't a joke.