A college degree used to be rare, meaning you could get any degree and do any job.
Obviously, it's not like that anymore. Everyone has a degree. You need to get a degree that means something.
If you have rich parents that will support you, great, you can fuck around and graduate after 8 years with an English degree, and you'll be alright.
If your parents aren't rich and can't support you indefinitely, you need a degree in something that is hiring or will be hiring when you graduate. Preferably, with a large paycheck, so paying back the loans is reasonable.
Or, ya know, just don't go to college. Learn to weld or install sattelite dishes, or even better, be a general contractor. You can make a goddamn fortune as a general contractor.
Or, do what Mark Twain did, and mary into wealth. Love is fake anyway!
But, ya know, being 18 and impressionable to romantic ideas, it's tempting to think you don't have to follow this guidance and get an art degree and you'll be fine. Don't fall into that. Be smart.
The big difference is the type of job you can get.
If you want to work retail you can make decent money, but you are standing all day, dealing with entitled people and work hours that make it difficult to have a life. If you want a 9-5 better get a degree.
Going to University means you have a chance at a good paying job. Depending on the job, likely a better chance then someone who didnt go. I make decent money and did not go, however I am incredibly lucky and am not betting on that for any children i have. Trades or University/College is a must.
That being said, how about the Government reduces the cost of post-secondary education, instead of allowing banks to earn off billions of school loans each year. Here, they do reduce it for citizens, however not nearly enough. Additionally, many graduates end up moving to other countries because the pay is lower here.
Talk to people, make some connections - this is what might end up landing you a job, not necessarily what they teach you or the diploma you might or might not get.
That's pretty much a question of culture and the field.
In Germany, it's pretty much impossible to get into some jobs without a degree. In others, you get a higher salary for having a degree, to the point where some companies will not take you for a position because your degree makes you too expensive. In the public sector, your highest degree determines your salary scale (and most importantly where it caps out).
Not saying the system is good like that, but it is currently that way, so at the very least here, degree often corresponds to higher salary.
Did you use your time at university to network and make lasting connections with people who will likely be more successful than you? Because that practically guarantees a job. If you kept your head down and did nothing of note except get a diploma, you wasted your time.
Yeah, fuck that. I didn't go because I had no interest in sitting in yet more classrooms listening to people drone on and smelling other people's farts for 4 more years
Look if going to college didn't cost four years of time with 20K per year, where in my career you'd be near to outdated (tech), I'd go.
But for tech I feel like its almost a scam. I'd rather have the certs and/or practical knowledge or be able to go through an interview via algorithms, soft skills, explaining how to go through what I know. Its harder work to learn this way but I think it keeps your skills sharper.
My only solace is knowing that those same adults that repeated these lies to me as a kid will die starving and poor as I will have nothing to support them with.